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Terms of Use

Last Updated: February 2026

Welcome to renzoguevarra.com. These Terms of Use ("Terms") govern your access to and use of this website and any related services, content, and features (collectively, the "Website") operated by Renzo Guevarra ("I," "me," "my," or "we").

1. Acceptance of Terms

By accessing, browsing, or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms constitute a legally binding agreement between you and Renzo Guevarra.

I reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website following any changes constitutes acceptance of those changes.

2. Eligibility

You must be at least 18 years of age to use this Website. By using the Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

3. Use of the Website

Permitted Use

You may use the Website for lawful purposes only. You agree to use the Website in accordance with all applicable laws and regulations.

Prohibited Conduct

You agree not to:

• Use the Website for any illegal purpose or in violation of any laws
• Attempt to gain unauthorized access to any part of the Website or its systems
• Interfere with or disrupt the Website or servers
• Upload or transmit viruses, malware, or other harmful code
• Collect or harvest personal information from other users
• Use automated systems (bots, scrapers) to access the Website without permission
• Impersonate any person or entity
• Reproduce, duplicate, copy, sell, or exploit any portion of the Website without express permission
• Use the Website to send spam or unsolicited communications

4. Intellectual Property

Ownership

All content on this Website, including but not limited to text, graphics, logos, images, videos, audio, software, and design elements, is owned by or licensed to Renzo Guevarra and is protected by copyright, trademark, and other intellectual property laws.

Limited License

You are granted a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes. This license does not include:

• Any resale or commercial use of the Website or its contents
• Any collection or use of product listings, descriptions, or prices
• Any derivative use of the Website or its contents
• Any downloading or copying of account information
• Any use of data mining, robots, or similar data gathering tools

Trademarks

All trademarks, service marks, and trade names used on this Website are the property of their respective owners. You may not use any trademarks without prior written permission.

5. User Content and Submissions

If you submit any content, feedback, ideas, or other materials to the Website (including through forms, applications, or communications), you grant me a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, and distribute such content in any media.

You represent and warrant that you own or have the necessary rights to submit such content and that the content does not infringe any third-party rights.

6. Third-Party Links and Programs

This Website may contain links to third-party websites, applications, or programs, including but not limited to Coaches & Creators, and other educational or business programs. These third-party sites have their own terms of service and privacy policies.

I am not responsible for the content, accuracy, or practices of any third-party sites. Your use of third-party sites is at your own risk.

7. Disclaimer of Warranties

To the fullest extent permitted by law, I disclaim all warranties, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
• Warranties that the Website will be uninterrupted, secure, or error-free
• Warranties regarding the accuracy, reliability, or completeness of any content
• Warranties that defects will be corrected

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL RENZO GUEVARRA BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, or data
• Business interruption
• Personal injury or property damage
• Any damages arising from your use or inability to use the Website

In no event shall my total liability exceed the amount you paid, if any, for accessing the Website in the twelve (12) months preceding the claim.

9. Indemnification

You agree to indemnify, defend, and hold harmless Renzo Guevarra and any affiliated parties from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from:

• Your use of the Website
• Your violation of these Terms
• Your violation of any rights of another party
• Your conduct in connection with the Website

10. Earnings and Results Disclaimer

Any income examples, testimonials, or results mentioned on this Website are exceptional and not typical. There is no guarantee that you will achieve any specific results. Your results will depend on many factors, including your background, experience, and effort.

Please review our Earnings Disclaimer for complete details.

11. Privacy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

12. Termination

I reserve the right to terminate or suspend your access to the Website at any time, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Website will immediately cease.

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, United States, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of the Website shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Chicago, Illinois.

You agree to waive any right to participate in a class action lawsuit or class-wide arbitration.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms, together with the Privacy Policy and Earnings Disclaimer, constitute the entire agreement between you and Renzo Guevarra regarding your use of the Website.

16. Contact Information

If you have any questions about these Terms, please contact me at: